Who to contact about consolidating student loans


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Consolidating multiple loans means you'll have a single payment each month for that combined debt but it may not reduce or pay your debt off sooner.

Selecting a Consolidation Program Completing the Paperwork for a Rebate Deciding if Consolidation is a Good Idea Community Q&A If you have multiple outstanding student loans, whether or not you are currently making payments, you may be able to reduce payments and get other benefits by consolidating those loans into one.

There is no fee to use the Federal Direct Consolidation Loan Program. The interest rate on a Federal consolidation loan is a fixed rate, meaning it will not fluctuate from month to month or year to year.

The fixed rate is based on the interest rates on the loans you are combining.

Among the benefits, some lenders offer the option of a cash rebate as an incentive to get your business.

You need to carefully research potential lenders to find the best program and decide if a rebate is a good solution.

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